Solo-Professional Physical Receipt Reconciliation for HMRC Self-Assessment

COLD✧ v8Accounting / Tax ComplianceWestern Europe16 Mar 2026

Kill Reason

FreeAgent (free via NatWest), Coconut (~70K users), QuickBooks Self-Employed, Pandle, and GoSimpleTax are all HMRC-certified for MTD ITSA with receipt OCR and expense categorisation; NatWest distributes FreeAgent free to small-business customers; MTD ITSA April 2026 deadline confirms mainstream market awareness and pre-competition.

Risk Analysis

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