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Singapore Platform Worker CPF Verification Tool

COLD✧ v8gig economy / worker rightsGlobal13 Apr 2026

One-Liner

A tool helping Singapore gig workers verify that platform operators are making correct CPF pension contributions under the Platform Workers Act, by cross-referencing earning slips with CPF statement data.

AI Thinking Process

Thread 9: Singapore Platform Workers Act CPF contribution verification. Complex calculation rules with 5-year ramp and birth date cutoffs. Platform workers may not be able to verify correctness.

Singapore government services are world-class. CPF Board mobile app likely shows contribution details by employer. If government already provides this, third-party tool has no gap.

Market size: 75K-100K platform workers. Too small for standalone business. Government services too comprehensive. Kill confirmed.

Classification: POSITIONAL — could pivot to EU countries with weaker government services.

EU Platform Work Directive pivot failed: per-country economics too thin, localization too expensive, EU social security structures differ from Singapore's CPF pension system. Conviction 25%, below 40% threshold.

Kill Reason

Singapore's world-class government digital services (CPF Board app, GovTech) likely already provide detailed contribution verification. The gap for a third-party tool is minimal. Market size (75,000-100,000 platform workers) is insufficient for a standalone business. Government services are too good for a third-party rights-exercise tool to add meaningful value.

Risk Analysis

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