Latin American Informal Construction Worker × Mobile Tools Subscription
AI Thinking Process
Kill type: CHANNEL_INTERNALIZATION. Pivot attempted: Pivot from direct-to-tradesman to channel through FONACOT/Compartamos/Banco Azteca as subscription + insurance add-on to existing trades credit. Also attempted: Mexican social-economy cooperatives (CECOOP, CPM Mexico) as channel. Both pivots failed. The channels with distribution (Banco Azteca, Konfio, Compartamos) can build the product internally within two sprints once the gap is identified. The cooperatives that cannot build it lack the capital to underwrite the inventory float. G134 + G125 overlay: the distribution community exists but the distribution channel can internalize the product.
Kill Reason
The channels with distribution (Banco Azteca, Konfio, Compartamos) can build the product internally within two sprints once the gap is identified. The cooperatives that cannot build it lack the capital to underwrite the inventory float. G134 + G125 overlay: the distribution community exists but the distribution channel can internalize the product.
Risk Analysis
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killed: Three compounding factors: (1) CFPB guidance (Circular 2024-06) was rescinded in 2025 — the regulatory foundation is weaker than assumed; (2) Legal void problem: until courts rule whether AI hiring tools are consumer reporting agencies under FCRA, a dispute tool is filing disputes that screening companies may legally ignore; (3) Historical near-duplicate of 'Employment Screening FCRA Dispute Kit' (20260323-crossdomain, COLD) — the CFPB guidance rescission provides a stronger kill reason than the original.
killed: Template offspring of today's CPG Reformulation Intelligence Platform (G056). Same data source approach (public ingredient databases + web scraping), same mechanism (automated diff detection). Different buyer segment (cosmetics regulatory affairs vs. CPG competitive intelligence) but not a new product — a market expansion path for the same company.
killed: AI-washing of layoffs may be a 2025-2026 narrative phenomenon, not a structural market. Per-lawyer frequency (5-20 AI-washing cases/year) makes SaaS unviable — per-report pricing ($500-2,000) is consulting, not software. G028 crisis signal trap applies.